LOAN DISCLOSURE STATEMENT

While we make good faith effort to process your loan application as expenditiouslyas possible,certain types of situations that are unknown to us at the time your application is taken could affect the processing of your loan application and the fees and charges you may be obligated to pay,including,but not limited to,the following:

• Credit obligations that you fail to report;
• A change in your financial circumstances that would result in your ineligibility for the loan;

Loan Disclosure Statement You acknowledge that we have advised you of the following:

• We are not making this loan;
• Funding for your loan will be provided by another entity,which may affect the availability of funds;
• We are doing business as: individuals.