Opesha Solutions: Success Stories of Overcoming Loan Barriers. Discover how we helped borrowers secure loans with unique challenges. At Opesha Solutions, we understand that securing a loan can be a challenging task. Many borrowers face various barriers such as short repayment periods, unavailability of collateral, and inflexible lending terms. That is why we have created a platform that helps borrowers find the right lender to finance their needs.
Below are some success stories of loan requests that Opesha Solutions facilitated, and the strategies we employed to provide solutions to these unique challenges. If your case is similar to any of the scenarios below, please make an application to Opesha Solutions for the loan product that you need. We will create a loan file for you and present your case to selected lenders for possible financing.

ISSUES THAT STOOD AS A BARIER TO LOAN ACCESS BY BORROWER OPESHA SOLUTIONS’S STRATEGY IN PROVIDING A SOLUTION TO THIS UNIQUE CHALLENGE
Short Repayment Period:
Borrower A needed a loan that was repayable in two weeks but did not want to incur transfer fees.
Opesha Solutions identified a lender who was willing to provide the cash, negotiated for a reduction in interest rates, and facilitated a loan transfer to a cheaper lender the following day. The borrower only paid interest for one day.
Urgent Loan Request:
Borrower B contacted Opesha Solutions on a non-working day, urgently needing cash to meet an emergency that had arisen.
Opesha Solutions contacted a lender who agreed to lend the client the required amount. We negotiated for a reduction in interest rates and facilitated the loan transfer/buyer to a cheaper lender the next working day. The borrower only paid interest for one day.
Unavailability of Collateral:
Borrower C needed a loan for three months to fly his daughter to India for specialized treatment. Most lenders he had approached, including his bank, were not sympathetic to his situation and were inflexible with their lending terms. The borrower had an LPO to renovate the MD’s house during the Christmas holiday, and he needed 400k with only a plot to use as collateral.
Opesha Solutions identified a lender to meet his request, negotiated to have certain requirements waived temporarily, and assembled the necessary documentation. The client received funds in three working days, at good interest rates.
Loan with a Unique Collateral:
Borrower D received a call on a Friday from one of his clients with a presence in the East Africa region. He was to fix a broken generator in Uganda, urgently needed to buy spare parts for the generator, repair it and invoice the hotel. He wanted to use a title as collateral.
Opesha Solutions facilitated 50K to buy the parts and the balance to offset other incidental expenses related to the job. The balance of 50K was refinanced by a different lender who had relatively cheaper interest rates and a longer repayment period.
Rural Collateral:
Borrower E had an approval with her bank but her only available collateral was a rural property (Water in Elgeyo Marakwet). Her bank declined her collateral citing that their lending policy did not permit acceptance of rural land as collateral.
Opesha Solutions identified a lender for her who offered better lending terms, such as a lower interest rate, accepting her rural collateral, and longer borrowing terms. No valuation fee was charged, only a search of title was concluded, among other host of benefits.
Performance Bond:
The client had won a tender valued 239 million from a multinational company to construct learning facilities. The client was required to submit a performance bond within two weeks but the organs did not accept a performance bond issued by an insurance company. The client did not have a ready title to charge with her bank, and banks could have taken a longer time to process.
Opesha Solutions created her loan file, presented it to a lender who accommodated her unique case, and issued her a performance bond with flexible terms to meet